ACRU Features – How to…….on Youtube
Need help on: Completing your KYC Setting up your Piggy Bank Setting up a Flexi SIP Check out the Do-it-yourself (DIY) videos on ACRU Finserve
Financial Awareness is a driver to Financial Wellness
What are some of the mistakes People make that are destroying their financial lives? Buying insurance policies for investment purpose: Have you invested your money
Rule changes that have an effect on financial transactions effective January 2021
NAV on Purchase of MFs Till now, purchases upto INR 2 lakhs were allotted units based on the NAV of the day the purchase request
Building an Investment Portfolio
You want to create a portfolio of listed equity stocks but are not sure whether you would have the money? A look at the stock
New Risk-O-Meter effective from Jan 1, 2021
Sebi has revised norms that require fund houses to assess and label risks in various schemes. The Risk-o-meter will now capture inherent risks in a
NFO – Aditya Birla Sun Life Special Opportunities Fund
Over the past few months, the market has seen drastic changes, which may have created special opportunities for investors. To benefit from it, investors can
Reminder – compliance tasks whose deadline ends on June 30, 2020
Linking of Aadhar with PAN The Government had extended the deadline for linking Aadhar with PAN from March 31, 2020 to June 30, 2020. If
Debt Mutual Funds – is there a need for worry?
The unprecedented move by Franklin Templeton to wind down six of their Debt Funds, has sent shock waves across the investment community. It is concerning,
Does it make sense to leave moneys idle in Savings Bank Accounts?
The recent rate cuts announced by the Reserve Bank of India (RBI) has led to another round of rate cuts by Banks on fixed deposits
Employee to inform employer of choice of tax regime
The Government had introduced a revised tax scheme in the Budget, with the option given to individual tax payers to either choose the revised scheme
Tough Equity Markets – What Should SIP Investors Do?
The Indian equity markets have had a terrible last month as they struggled to react to the developing spread of the coronavirus and the resultant
Will investing in ELSS during sharp market falls offer more returns?
What is an ELSS fund? How much can one invest every financial year? Investing in equity-linked savings schemes (ELSS) is one of the ways an
COVID-19 treatment: Government allows partial withdrawal for NPS subscribers
The Pension Fund Regulatory and Development Authority of India (PFRDA) on Friday said National Pension Scheme (NPS) subscribers will now be allowed partial withdrawal for covering
Market Volatility worrying you?
Patience, Discipline and Planning can help your Investments overcome the Market Volatility. Click here to watch video: https://youtu.be/qUg8Idzwla0
Relaxation of Income-tax compliance timelines
The COVID-19 pandemic has widely impacted and will undoubtedly have a far-reaching impact on every aspect of our lives. While the focus is primarily to
Bharat Bond ETF – an alternative to traditional fixed income instruments
After remaining dormant for nearly a decade since its introduction, passive fund management has been on the rise in India in recent years, especially after
Impact of small savings rate cut
In 2015, the small savings rate on many of the popular savings schemes like PPF, Sukanya Samriddhi Yojana (SSY), NSC, Kisan Vikas Patra (KVP), etc.
What is UPI?
Unified Payments Interface or UPI is a platform which is developed by National Payments Corporation of India (NPCI) to facilitate transfer of moneys from one
Relief for Insurance Premium payments
Insurance Regulatory and Development Authority of India (IRDAI) has vide its notification dated April 4, 2020 allowed for grace period of 30 days for all
Time extension for submission of Form 15G, 15H for FY2020-21
To mitigate the hardships faced by taxpayers in submitting Forms 15G, 15H for non-deduction of tax at source, the Central Board of Direct Taxes (CBDT)
EMI moratorium – opt in or opt out?
Banks are reaching out to customers and offering 2 months (April & May 2020) of moratorium for their loan EMIs. Many of them are offering
Withdrawing money from EPF in case of emergency due to COVID-19
The Government has recently amended the EPF withdrawal rules which allow an EPF member to withdraw money in case of emergency due to COVID-19 or
Don’t take a U-TURN on your Goals. It’s your TURN to stay invested
In times of uncertainty, do not lose sight of your destination. Unexpected market volatility will soon ease out and you will continue your journey towards
Save today to Survive tomorrow
Now that we have spent time under a lockdown, and got a fair idea of what it entails, it’s time to stop fixating on our
Coronavirus: Govt promulgates Ordinance to extend deadline for filing Income Tax returns
In a bid to help the taxpayers tide over the coronavirus crisis, the government on March 31, 2020 brought in an Ordinance to give relief
Coronavirus impact on equities: Buy, sell or stay put? What investors plan to do
If benchmark indices fall more than 20% from their peak, it is defined as a bear market. With the Sensex and Nifty down by more
A Jungle Fable
It’s a time for standing aside from the panic and thinking clearly about what your crisis goals are As I write this article on Thursday,
Arbitrage mutual funds: Equity funds that work like debt funds
Arbitrage funds generate returns close to the returns generated by short term debt funds. These schemes offer investors the best of both worlds: the safety
Is it wise to cut down my SIP Investments now?
You should never base your investment decisions on the prevailing market conditions. It is true that the market is going through a rough phase, and
Five Tax Changes which take effect from April 1, 2020
The current financial year 2019-20 is closed on 31st March as usual and the new financial year 2020-21 has started . In view of the
How to invest in mutual funds in times of coronavirus scare
Two important developments globally – the spread of the Covid–19 virus and the meltdown in oil prices – have affected market sentiment and contributed to
Sell or buy? Your response to these three questions will help you to decide
The whole world is worried about the current situation in the markets triggered by the Covid-19 pandemic. Obviously, many of you are worried as well